What does a driver lose if they accumulate too many points on their driving record?

When a driver accumulates too many points on their driving record, they risk losing their commercial driving privilege. This consequence is critical as it directly affects a driver’s ability to operate commercial vehicles legally. The point system is designed as a method of monitoring driving behavior; accumulating a certain number of points is an indication of unsafe or reckless driving practices.

In Texas, and in many states, specific thresholds trigger penalties that can range from increased insurance rates to the suspension or revocation of a driver's license, particularly for those holding a Commercial Driver’s License (CDL). This is a severe consequence for professional drivers, as their livelihood often depends on maintaining the ability to drive commercially. The potential loss of commercial driving privileges emphasizes the importance of safe driving practices in maintaining one's eligibility and credibility as a professional driver.

While the other options might seem relevant, they do not reflect the direct consequence of accumulating points on a driving record. For example, a driver does not automatically lose the ability to drive in other states or lose access to vehicle loans due to point accumulation. Moreover, time to take the CDL test is not directly impacted by one's driving record points in the same way that commercial driving privileges are.